Discover further details about the personal loan options offered by East West Bank

Discover more about the interest rates offered by East West Bank for their personal loans.

What are the interest rates?

Interest rates are determined based on the duration of your loan and the factor rate chosen. They also vary depending on the term of the loan and your credit card history.

For a 12-month loan: of Php 100,000, if you have a credit card, the monthly rate is 1.49%, with a contractual interest rate of 31.51% considering the factor rate. If you don’t have a credit card, the monthly rate is 1.89%, with a contractual interest rate of 39.53% considering the factor rate.

For an 18-month loan: of Php 100,000, if you have a credit card, the monthly rate is 1.59%, with a contractual interest rate of 33.54% considering the factor rate. If you don’t have a credit card, the monthly rate is 1.89%, with a contractual interest rate of 39.39% considering the factor rate.

For a 24-month loan: of Php 100,000, if you have a credit card, the monthly rate is 1.59%, with a contractual interest rate of 33.19% considering the factor rate. If you don’t have a credit card, the monthly rate is 1.89%, with a contractual interest rate of 38.85% considering the factor rate.

And for a 36-month loan: of Php 100,000, if you have a credit card, the monthly rate is 1.69%, with a contractual interest rate of 34.01% considering the factor rate. If you don’t have a credit card, the monthly rate is 1.89%, with a contractual interest rate of 37.53% considering the factor rate.

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