Discover more about the HSBC Personal Loan.

Here, we will present all the fees and rates in a more simplified manner so you can determine if the HSBC Personal Loan is the best option for you.

Understanding Loan Fees and Rates

• Processing Fee: PHP1,500.00, deducted from the loan proceeds.
• Late Payment Fee: 36% per annum on overdue payments.
• Overdue Interest Charge: 36% per annum on all overdue installments.

If the loan is pre-terminated, a cost will be calculated as detailed on the HSBC website.
Documentary Stamp Tax (DST): 0.75% of the loan amount, deducted from loan proceeds. However, loans over PHP250,000.00 are exempt from this tax.

And More…

These are some of the fees that HSBC offers to interested customers. Remember, it is one of the safest personal loans on the market, provided by one of the world’s most well-established banks.

The add-on rates can be as low as 0.65%, with quick approval, personalized terms, and convenient payment options.

Click the button below to see all the details and benefits, and learn how to apply and start using your loan today!