Unlock Financial Freedom with Faysal Personal Finance!

Who Can Apply?

To qualify for Faysal Personal Finance, ensure you meet these criteria:

• You must be between 18 and 70 years old when your financing matures (exceptions exist for Senior Citizens).
• If you’re salaried, your minimum income should be PKR 50,000. For self-employed individuals, it’s PKR 100,000.

Gather These Documents

Be prepared with the following paperwork:

• Proof of income
• Valid ID (CNIC)
• Evidence of employment or business
• Bank statements

Meeting these requirements sets you up for approval, though additional details might be requested by the bank.

Wallet-Wise Tips

Maximizing your Faysal Personal Finance benefits takes a bit of planning. Setting up automatic payments is a smart move to avoid the PKR 500 charity fee for missed payments. Knowing your fixed profit rate helps you budget effectively, making your monthly costs predictable and manageable.

Transparent Fees and Rates

Starting your journey with Faysal Personal Finance comes with a non-refundable processing fee of PKR 7,000 plus applicable taxes, and a fixed profit rate to keep your monthly installments steady. This clear-cut fee structure means you’ll always know what you’re getting into, reflecting Faysal Bank’s dedication to transparency.

Application Process

Applying for Faysal Personal Finance is simple. Feel free to drop by any Faysal Bank branch or contact their customer service to get started. Completing your application accurately and submitting all required documents increases your approval chances. If not approved initially, remember that financial scenarios change, and a future application could succeed.

Your Financial Journey Starts Here

Why wait? Explore how Faysal Personal Finance can transform your financial situation. Apply today and begin your path to financial independence and empowerment.