We’ve already covered the essential features and general information about the CarLoan from HBL. Now, let’s delve into how you can apply for this loan effortlessly. Read on to discover the steps to get your HBL CarLoan today!
Eligibility Criteria
For Wage Earners
- Must be a Pakistani citizen.
- Age between 22 and 60 years, or retirement age, whichever is earlier.
- Minimum monthly income of PKR 20,000.
For Pensioners
- Must be a Pakistani citizen.
- Maximum age of 70 years at loan maturity.
- Must have a pension account with HBL.
- Minimum monthly income of PKR 20,000.
For Entrepreneurs and Self-Employed Individuals
- Must be a Pakistani citizen.
- Age should be 22 years or older at application and not exceed 70 years at loan maturity.
- Minimum monthly income of PKR 25,000.
Essential Documents
- Original and verified copy of CNIC.
- Two recent photographs.
- Latest original pay slip and personal bank statement from the past three months.
- For entrepreneurs or self-employed: proof of occupation or business.
Considerations Before Applying
Before you decide to take on a new loan, it’s crucial to assess whether this option suits your financial needs. Read through the loan details, including the repayment terms, monthly installments, and interest rates. This way, you can ensure you’re making a wise financial decision.
Application Process
So, you’ve decided that the HBL CarLoan is the right fit for you and you’re eager to apply? Just click the button below to be redirected to the HBL website, where you can follow the on-screen instructions to complete your application.
Start your application today and drive away with the car of your dreams!
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