Steps to Apply for the Mera Pakistan Mera Ghar Loan

To qualify for the Mera Pakistan Mera Ghar Loan, you need to meet the following criteria:

  • Be either an entrepreneur (formal or informal) or part of the salaried class
  • Have an annual household income of less than Rs. 1,500,000
  • Be between 25 and 59 years old
  • Entrepreneurs must have a minimum of 2 years of business experience
  • Salaried individuals need a minimum of 2 years in their current position and 5 years of overall work experience
  • Possess a valid CNIC/SNIC
  • Be in good standing with financial institutions and public services
  • Reside in a rental property within the loan application city for the past 2 years
  • Business must be operational for at least 2 years in the same city

Eligible Properties for the Mera Pakistan Mera Ghar Loan

The property you wish to purchase must be located in the city where you have resided for a minimum of two years.

Eligible property types include:

  • Houses up to 125 Sq. yards (05 Marla)
  • Flats/Apartments with a maximum covered area of ​​1,250 Sq. feet

Required Documentation for Application

When applying for the Mera Pakistan Mera Ghar Loan, ensure you have the following documents:

  • Valid Computerized National Identity Card (CNIC/SNIC)
  • Clean eCIB and NADRA Verisys Reports
  • A recent passport-sized photograph
  • Proof of business activity for entrepreneurs (formal or informal)
  • Documentation of the property to be mortgaged
  • Appraisal Report approved by PBA
  • Salaried employees need 03 Salary Slips and an Employment Card on headed paper
  • Bank statements for the last six months for both Entrepreneurs and Salaried Class
  • Commitment statement indicating first-time homeownership
  • Telco data consent form

Understanding Mera Pakistan Mera Ghar Loan Interest Rates

The interest rates for the loan are structured as follows:

  • 5% for the first 5 years
  • 7% for the next 5 years
  • As per SOC for the remaining 10 years (at the time of loan disbursement)

For detailed terms and conditions, please visit the Mera Pakistan Mera Ghar Loan application page.

Where to Apply for the Mera Pakistan Mera Ghar Loan

Applications for the Mera Pakistan Mera Ghar Loan must be submitted in person. Locate the nearest branch, bring all required documents, and complete the Mera Pakistan Mera Ghar Loan application form.

For more information, visit the Mobilink page to learn more about the Mera Pakistan Mera Ghar Loan!

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