What are the requirements to qualify for the Capitec card?

To apply for the Capitec credit card, you need to meet the following criteria:

• Be 18 years of age or older
• Have a minimum monthly income of R5,000
• Hold a formal job or employment contract
• Be a citizen of South Africa

You’ll need to submit the following documents:

• Official identification document
• Up-to-date proof of residence
• Proof of income, such as paychecks or tax payment documents
• Bank statements for the past three months

Once you meet these requirements and have the necessary documentation, you can proceed to complete the Capitec credit card request form.

How to apply for the Capitec credit card?

You can register an account with Capitec via the mobile application or website. Once your account is opened, you’ll be able to access the Capitec credit card application form. Provide all necessary personal information and attach the required documentation for the bank’s review. Alternatively, you can visit Capitec’s physical branches to complete the same process in person.

If your application is approved, your Capitec credit card will be delivered to your specified address within 7 business days at no extra cost.

How to pay Capitec credit card bills?

You can retrieve the invoice directly from the Capitec app and settle the amounts at any physical or online financial institution. Additionally, you can utilize your current account balance at Capitec or set up automatic debit for convenience.

What are the interest rates applied to the Capitec credit card?

The card incurs an initiation fee of R100, a monthly fee of R50, and interest rates ranging from 10.75% to 21.25%, based on your credit profile.

Have you appreciated the benefits of the Capitec credit card? Request yours today!