To apply for your Discovery Platinum credit card, you need to meet the following criteria:
- You must be at least 18 years old.
- Your annual income should fall within the range of R350,000 to R850,000.
- You must be a resident citizen of South Africa.
- Have no records of bad credit history.
Required documentation includes:
- Official identification document.
- Proof of income, such as an employment contract or paycheck.
- Bank statements for the last few months if you hold accounts with other banks.
These are the basic requirements for applying for the Platinum credit card, although Discovery reserves the right to request additional documents as needed.
How to apply for a Discovery Platinum credit card?
The Discovery Platinum credit card is associated with a Discovery Platinum account. Therefore, to apply for the card, you need to open a bank account with Discovery. You can do this by accessing the Discovery app or website, completing the account opening form with your personal information, and submitting the required documentation. The bank will review your application and may approve or reject your account opening request.
If you already have a Discovery credit card, you can request an upgrade to a Discover Platinum credit card if you meet the eligibility requirements.
The card can be used immediately after approval as a virtual credit card.
Financial characteristics of the Discovery Platinum credit card:
- Monthly fee of R145.
- Additional fees may apply based on card usage, such as cash withdrawals and contactless payments, after the initial annual fee of R90.
- Earn up to 4.5% interest on positive account balances.
- Enjoy a 5.75% yield on your savings account.
- Receive a 4% discount on interest rates if you opt for a loan with Discovery.
For more detailed information, visit the Discovery Platinum credit card website.
Explore the extensive list of benefits offered by the Discovery Platinum credit card and apply for yours today!
REQUEST NOW