Neo card was voted the best credit card with a cashback card in Canada.
No fees included. Neo Card is a credit card with no annual fees or over-limit fees.
Your credit limit is flexible, you can increase or decrease it whenever you want it.

Is the Neo card for you?

Neo card is a credit card for those with bad credit, an easy way for a fresh start. The card gives you an average of 5% of cashback at thousands of Neo partners in Canada. The minimum of cashback is 0.5%, if it falls below that Neo will top that out.

The benefits

You can control your credit through the app, and your limit will be as equal to your security funds so that you will establish a limit you are comfortable with, so when using your credit card, you will never go over it.

  • 5% Average cashback
  • Up to 15% of welcome bonus cashback at the first purchase at a participating partner
  • Neo will guarantee that you will receive 0.5% of cashback, they will cover you up if you go below that

The minimum-security fund required to start your Neo credit card is $50, and from there on there are no charges. You will not be required to neo annual fees to utilize your new card, and you will even earn cashback. And relax, the Neo card is not a prepaid card, the limit that you have will match your security fund, so you can increase your limit but increase your security fund.

How to apply for your Credit Card?

Click the button below and learn more details and benefits, learn how to apply, and start using your credit card today!