RBC Cash Back Mastercard Perks:

  • Up to 2% cash back on grocery store purchases;
  • Up to 1% cash back on all other qualifying purchases and pre-authorized payments;
  • Purchase Security and Extended Warranty Insurance;
  • Zero annual fee.

Exploring the RBC Cash Back Mastercard Benefits

The RBC Cash Back Mastercard is designed for simplicity and convenience, allowing you to earn cash back on your everyday spending. Although the highest cash back rate is exclusive to grocery store purchases, consistent use of the card can still lead to significant rewards. Additionally, saving on fuel purchases and enjoying the benefits of zero annual fee and zero liability protection make this card an attractive choice.

Our Recommendation: RBC Cash Back Mastercard

What’s not to love about earning rewards with every swipe, especially with no cap on your cash back earnings? This card is ideal for those who prefer using their card for day-to-day expenses like groceries and gas. With 2% cash back on grocery store transactions and up to 1% on other eligible purchases and pre-authorized payments, the rewards add up quickly. While RBC has other cash back credit cards with higher reward rates, they come with annual fees. The RBC Cash Back Mastercard provides a good balance of earning potential without the burden of an annual fee. Plus, you can request additional cards for your family at no extra charge to further maximize your rewards.

Eligibility Requirements for Application:

  • Must be a Canadian citizen or permanent resident
  • Must be of legal age in your province/territory of residence
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