Simplii Financial Cash Back Visa Card – Key Features and the Application Procedure
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Simplii Financial Cash Back Visa Card – Key Features and the Application Procedure

Simplii Financial Cash Back Visa Card – Key Features and the Application Procedure

Benefits of Simplii Financial Cash Back Visa Card:

  • Great rewards
  • No annual fee
  • Additional cardholders

More about the benefits of Simplii Financial Cash Back Visa Card: 

The Simplii Financial Cash Back Visa Card offers 4% cash back on restaurants, bars and coffee shops, 1.5% on groceries, gas and prescriptions, and 0.5% on just about everything else. In your first four months, you can also cash in on a 10% return whenever you go out to eat or drink (which will earn you up to $50 in additional savings).

This card is fee-free but you’ll need to be a Simplii Financial client to take advantage of its benefits, which include purchase protection and extended warranty coverage. You can also pay a little bit extra to add on payment protective and emergency travel medical insurance.

Why do we recommend this payment method?

If you like getting lots of cash back on your purchases and want to see those dollars rolling in, then you’re going to love this card. It is a “simple” cash back card and offers some of the best rewards on the Canadian market, offering up to 10% cashback.

All this, with no annual fee and still allows you to add up to 3 additional holders. You’ll enjoy rewards including unlimited cashback, payment app integration, extended protection insurance, purchase security and extras.

In terms of cashback, you’ll earn 4% on eligible restaurants and coffee shops, 1.5% on groceries, pre-authorized payments, gas and pharmacy purchases, and 0.5% on all other credit card purchases.

Optionally, you can add CIBC Payment Protection Insurance and Emergency Travel Medical Insurance.

Who can apply?

The eligibility criteria:

  • Your minimum household annual income is $15,000
  • You’re a Canadian resident (excluding Quebec)
  • You’ve reached the age of majority in your province or territory
  • You haven’t declared bankruptcy in the last 7 years